Master Your Financial Future Through Seasonal Planning
Our comprehensive program teaches practical skills for managing money throughout the year. You'll learn to adjust your budget with changing seasons and plan for tax time without stress.
Start Your Journey
Built on Real Results
Since launching in 2018, we've helped hundreds of Canadians develop stronger financial habits. Here's what seven years of teaching has shown us.
Program Graduates
Complete Course
Years Teaching
Average Rating
Recognition & Partnerships
- Certified by Financial Literacy Council of BC (2020)
- Featured in Vancouver Finance Education Summit 2024
- Partnership with Northern Credit Unions Association
- Recipient of Community Education Award 2023
- Accredited continuing education provider
- Recommended by CPA British Columbia
Common Questions About Our Program
We get asked these things all the time. Here are straightforward answers organized by topic.
Program Basics
How long does the program take?
The core program runs 16 weeks with two evening sessions per week. Each session is about two hours. Most students finish between October 2025 and January 2026.
Do I need prior financial knowledge?
Not at all. We start with the basics and build from there. If you can use a spreadsheet and understand your bank statement, you're ready.
What's the format?
Mix of live online sessions and self-paced work. You'll watch some videos, complete exercises, and join group discussions twice a week.
Enrollment Details
When does the next cohort start?
September 2025. Applications open in June and we cap enrollment at 45 students to keep discussion groups manageable.
What's included in the fee?
All course materials, access to our planning templates, lifetime access to recorded sessions, and three months of follow-up support after graduation.
Can I pay in installments?
Yes. We offer four monthly payments starting when the program begins. No interest or extra fees.
Technical Requirements
What equipment do I need?
A computer with internet connection and webcam. We use standard video conferencing software that works on most systems from the past five years.
Is the content accessible across Canada?
Yes. While we're based in BC, students join from all provinces. Tax modules cover provincial differences where relevant.
What if I miss a session?
Every live session is recorded. You'll have 48 hours to watch and submit that week's work. We understand life happens.
Support & Outcomes
How much instructor interaction is there?
Direct instructor time during live sessions, plus they review your submitted work and provide written feedback within three days.
What happens after I complete the program?
You'll receive a certificate and can join our alumni community. We also offer optional quarterly check-in sessions throughout 2026.
Do you guarantee specific results?
We can't promise financial outcomes since everyone's situation differs. What we do provide is tested methods and personalized guidance.
Who'll Be Teaching You
Both instructors come from decades in financial planning and have been teaching this material since 2018. They're not just theorists – they've worked with real clients facing real money challenges.
Callum Thornberg
Lead Instructor
Callum spent 15 years as a financial planner before shifting to education full-time. He's particularly good at explaining complex tax concepts in ways that actually make sense. Started this program after noticing too many clients struggled with seasonal income fluctuations.
What You'll Learn
- Building budgets that flex with seasonal income changes
- Planning for major expenses throughout the year
- Understanding Canadian tax obligations and timing
- Creating emergency funds that actually work
- Managing debt across different seasons
- Investment basics for different life stages
- Retirement planning fundamentals
- Insurance decisions and coverage needs
Daxton Viklund
Co-Instructor & Module Developer
Specializes in practical budgeting systemsReady to Start Planning?
The autumn 2025 cohort opens for applications in June. Classes begin mid-September and run through early January 2026.
We keep groups small so everyone gets attention. Last year we had to close applications two weeks early because we hit capacity.
Key Dates for 2025-2026
Enrollment Process
Submit Application
Fill out a short form about your goals and current financial situation. Takes about 15 minutes.
Review Call
Quick 20-minute chat to make sure the program fits what you need. Not everyone needs this level of detail.
Secure Your Spot
Payment confirms enrollment. You'll get access to prep materials and community forum right away.
Start Learning
Join orientation week before official start. Meet your cohort and get familiar with the platform.